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Serving Strathmore homeowners

Mortgage broker in Strathmore

Strathmore homeowners use the equity in their homes to pay off credit cards, car loans and tax arrears and replace them with one manageable payment. We compare 50+ lenders for you, including ones that say yes when the banks say no.

  • 180+ Google reviews
  • Licensed with RECA
  • Approval answers in 12–24 hours
  • 50+ lenders compared

Get your free review

For a typical Strathmore home, assessed at $512,400 this year, the town's own share of the 2026 tax bill went up by only about $24. The bigger jump came from the province, which raised Strathmore's education tax by more than 16%. If insurance, groceries and a car payment already take most of your paycheque, that is one more thing to absorb. If you have owned your home for a while, though, you may have built real equity. In October 2026, the benchmark price for all home types in Strathmore was $437,900; so far this year it has been up 2.1% on the same months last year. When credit cards, a line of credit or an old tax balance are piling up, that equity may be able to replace several payments with one. We show you what your home can realistically support, and we tell you honestly when a change isn't worth it.

Your Strathmore numbers

What homes are worth here right now, what you pay in property tax, and what that can mean for your equity.

Benchmark home price

$437,900 (all home types) (up 2.1% so far this year, compared with the same months last year)

Source: CREB® housing statistics, Strathmore, October 2026 · as of 2026-10

Residential property tax rate

About $8.17 per $1,000 of assessed value (municipal + provincial education, residential)

Source: Town of Strathmore 2026 Property Tax Rate Bylaw No. 26-12 (passed May 6, 2026) · as of 2026-05

Property tax change

2026 municipal levy up 0.9% (about $24 a year on a typical home assessed at $512,400); the province raised Strathmore's education tax by over 16%

Source: Town of Strathmore 2026 Budget Breakdown · as of 2026-05

Example: equity on a typical Strathmore home

Benchmark home price

$437,900

Most lenders lend up to 80%

$350,320

If you still owe

$260,000

Equity you may be able to use

$90,320

Example only, before fees. Your amount depends on an appraisal of your home, your balance and lender approval (O.A.C.). Work out your own number.

How we can help

One conversation covers all of it. Pick the one that sounds like you, or just call and we’ll work it out together.

How we can help

Pick the one that sounds like you. Not sure? We’ll help you choose.

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Debt consolidation mortgage

Roll high-interest credit cards, loans and second mortgages into one manageable monthly payment.

How debt consolidation works

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Consumer proposal refinance

In a consumer proposal, or just finished one? Use your home equity to pay it out and start rebuilding.

Paying out a consumer proposal

·

Second mortgage

Borrow against your equity without breaking your first mortgage, even if your bank has said no.

When a second mortgage makes sense

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Private mortgage

When the banks say no, a short-term private mortgage can bridge you to a better option.

How private mortgages work

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CRA debt

Owe the CRA? Paying it off with your home equity can stop the interest and the collection letters.

Paying off CRA debt with your home

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Mortgage refinance

Lower your rate and your payment. Many clients save $300–$700 a month on a refinance.

How refinancing works

Free review. No commitment.

What it costs

Your rate depends on your situation, not a sticker price. You’ll see every cost in writing before you sign anything.

Your review

$0

  • Free, with no obligation
  • We look at your mortgage, your debts and your home’s value
  • Approval answers typically in 12–24 hours

Bank refinance

Lowest rates available

  • For steady income and good credit
  • Borrow up to 80% of your home’s value, minus what you owe
  • Paid off over up to 30 years, with terms up to 5 years

Second or private mortgage

Higher rate, built for flexibility

  • For consumer proposals, CRA debt or when the banks say no
  • Usually a 12-month, interest-only term, then renewed or refinanced
  • Lender and brokerage fees apply. We show you the exact amounts upfront.

What sets your rate: how much equity you have, your credit, your income, and your property. Before you commit, we give you your exact rate, every fee, your monthly payment and your total cost of borrowing in writing. All mortgages are subject to lender approval (O.A.C.). Licensing and disclosures.

Get your real numbers. Free review, answer in 12–24 hours.

Why homeowners choose MortgageSolvers

6,132

Rates lowered

Homeowners whose mortgage rate we have brought down.

50+

Lenders compared

Banks, credit unions and private lenders, so you don’t have to tell your story ten times.

12–24 hrs

Fast answers

Approval answers typically come back in 12–24 hours, with every cost in writing.

$300–$700

Typical monthly savings

What clients typically save each month on a refinance. Your own numbers come in writing first.

What homeowners say

From 180+ Google reviews by Alberta homeowners.

180+ reviews on GoogleSee our Google Business Profile (opens in a new tab)

Get your answer in 12–24 hours

Three steps. We do the heavy lifting.

1

Free review

Tell us about your home, your mortgage and what you owe. It’s free, with no obligation and no judgment.

2

Quick approval

We compare 50+ banks, credit unions and private lenders. Approval answers typically come back in 12–24 hours, with every cost in writing.

3

Start saving

We handle the paperwork with the lender and your lawyer. You make one lower payment.

Free review. No commitment.

Questions Strathmore homeowners ask us

How much equity could I take out of my Strathmore home?

Most lenders will lend up to 80% of your home's value on a refinance, minus what you still owe. Strathmore's benchmark price for all home types was $437,900 in October 2026, and 80% of that is $350,320. If you owed $250,000, you could have about $100,320 to work with, before fees. Your own number depends on an appraisal of your home today.

How have Strathmore home prices moved, and does that matter for borrowing?

It matters, because lenders base what they lend on your home's value now. Strathmore's benchmark price has been up 2.1% so far this year, compared with the same months last year. We check your home's current value before we talk numbers, so you know what is realistic from the start.

What are Strathmore's 2026 property tax rates, and can arrears be paid off in a refinance?

Strathmore's 2026 residential rates add up to about $8.17 per $1,000 of assessed value for the town and provincial education, or roughly $4,187 a year on a typical home assessed at $512,400, plus a small seniors housing levy. Lenders want taxes up to date, but if you have fallen behind, the arrears can often be paid out of the new mortgage at closing.

Do I have to come to your Calgary office?

No. Most Strathmore homeowners start with a phone call and send their documents electronically. Office visits in Calgary are by appointment if you would rather meet in person.

I'm in a consumer proposal or owe CRA. Can my Strathmore home still help?

Often, yes, if you have enough equity. Private and alternative lenders look mainly at your home's value and what you owe on it, so a proposal or a CRA balance does not automatically rule you out. Their costs are higher than a bank's, and every fee is shown to you in writing before you sign.

How quickly will I hear back?

Approval answers typically come back in 12–24 hours. We do the legwork with the lenders, so you don't have to.

Is there a cost to find out my options?

No. The review is free and there is no obligation. If you go ahead, the lender and brokerage fees are disclosed in writing before you sign, and they are usually taken from the mortgage advance rather than paid up front.

Nearby areas we serve

Find out what you could save.

A free, no-obligation review. We’ll look at your current mortgage and show you exactly how much you could be saving. No pressure. Just numbers.